"I got the package of 10lac per annum, got the position of manager. I've studied hard to reach a good percentile which results in selection in an MNC company. Now I'm planning to book a home and especially 2 BHK . Also changed the phone with high configuration and latest model. These are the few common statements of the upcoming generation who are just trying to enter into the trap of financial illiteracy which we all will understand at the end of this small blog.